Our Difference
Tailored insurance advice for your business
There are a number of key benefits in dealing with BusinessInsurance versus approaching an insurance company directly for a quote:
| Wider choice | BusinessInsurance will obtain several quotes from leading insurers for consideration by you. In contrast, if you were to deal directly with an insurance company, you will only be offered policies from amongst their product list. |
| Less hassle | Business Insurance can obtain several quotes for you simply and easily. If you want to shop around with various insurance companies on your own, you will need to submit underwriting information multiple times. |
| Expert, impartial advice | BusinessInsurance can advise you on the type and amount of insurance coverrecommended for your business. We can explain (in simple language) the differences between policy wordings offered under various insurance policies. If you deal directly with an insurer however, the insurer is not permitted at law to give advice regarding insurance covers. The insurer is required to refer you to the Policy Wording (Product Disclosure Statement) and not offer advice. |
| We act as your advocate | As an insurance broker, our duty of care is to you, the client (not the insurance company). This means we will act as your advocate in any dealings you have with insurance company. And if necessary, we’ll ‘go to bat’ on your behalf, if you are not receiving the help or outcome you are entitled to from the insurer. We have many years of experience in doing just that, and along the way we’ve secured excellent results for our clients – results that would have been difficult for them to achieve without our help. |
BusinessInsurance has been providing expert advice and guidance to all types of businesses for many decades.
We understand the risks that businesses face, and have the insight to ‘ask the right questions’ to ensure that you are comprehensively covered for all types of insurable events.
It’s important to understand that there is a significant variation in the terms and conditions that apply to business insurance policies throughout the market. These differences can be very material in the event of a claim. It is therefore vitally important to be clear on what your policy covers your business for – and what it doesn’t. Our extensive knowledge of the ‘fine print’ in many types of policies means we can give you well-informed advice, to ensure your business is covered in the manner in which you wish it to be.
Based on our experience and familiarity with the various business insurance policies available, we will make a recommendation to you that offers the cover you seek at the best value.
We’re also available to provide advice and guidance through the life of your policy – and offer ‘hands on’ help in the event that you need to make a claim. In this situation, we’ll make sure that you receive all of the financial benefits you are entitled to under your policy.
Furthermore, we can generally source your policy at a wholesale price, so that even with our broking fee added on, you end up paying around the same as if you had dealt directly with the insurance company. This means you pay no extra to receive tailored advice that will ensure you have the insurance policy that best suits your business.
Contact us today for expert advice to gain the right insurance cover for your business, at a competitive price.
Small Business Insurance Offerings
Builders & Trade Insurance
The team at Business Insurance can advise you on the most appropriate builders and trade insurance policies to suit your needs and budget.
Contractor & Service Insurance
If you are a contractor or professional services provider, Business Insurance can advise you on the type of cover you need to protect your business.
Retail Insurance
If you are running a retail business, talk to us for expert insurance guidance and advice. The Business Insurance team has extensive knowledge of the ‘fine print’ that applies to all types of retail insurance policies.
Manufacturing & Industrial Insurance
If you are running a manufacturing or industrial business, it is vitally important to have the right insurance cover in place to protect your business from a range of risks it may be exposed to.
Hospitality Insurance
If you’re in hospitality, Business Insurance can help identify the right insurance policy for your business. There’s a broad range of options to consider and a wide variation in the terms and conditions that apply to various insurance products on the market. But with decades of experience, Business Insurance offers expert guidance so that the package you have will suit the unique requirements of your business that offers great value and real peace of mind.
Business Insurance Offerings
Types of Business Insurance
Business Insurance can access all types of business insurance drawn from leading insurers throughout the market. We can put together a package that accurately reflects the needs of your business, at the best possible premium. With our help, it’s simple and easy to make sure your business is correctly insured and that you are paying a good value premium.
Insurance Broker Process
Business Insurance is an insurance broker, operating under Australian Financial Services Licence (342546 ). This means that we are not limited in the range of insurance policies we can recommend, we save you time by being able to source a number of quotes on your behalf...
Case Studies
Prior to becoming a client of ours, an advertising company had always sourced their business insurance directly from an insurance company. They believed they were adequately insured, but discovered they only had cover for their work premises – whereas much of their work was conducted off site. The gap had become apparent when a client of theirs asked for confirmation of their insurance cover as part of a contract they were putting together.